PayStream
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Specialists in SME accounting and property portfolios — with pricing that scales with your business, not against it.
We believe professional accounting should be affordable at every stage of your business journey — not a luxury reserved for large corporates. Our pricing scales with you, so your accounting costs never outpace your growth.
The Scale Growth Model works best for businesses with up to 99 employees. For larger organisations or complex group structures, contact us for a tailored engagement.
No surprise invoices. No scope creep. Every PayStream package is all-inclusive — covering accounting, payroll, tax compliance and SARS submissions under one fixed monthly fee.
Monthly processing, bank reconciliations, supplier and customer ledgers — always current and audit-ready.
VAT returns, EMP201, income tax, IRP5 certificates — filed on time, every time. Zero penalties guaranteed.
Monthly payroll processing, payslips, UIF, COIDA, leave tracking and full EMP501 reconciliation.
Monthly P&L, balance sheet and cash flow statements in plain language — so you always know where you stand.
Specialist accounting for property investors, landlords and commercial portfolios — rental income, lease tracking, sectional title and VAT treatment.
Company registrations, annual returns, director amendments — all CIPC obligations handled timeously.
Whether you hold a single buy-to-let or manage a commercial portfolio across Gauteng, PayStream understands the specific compliance obligations, VAT considerations and income tax implications of property investment in South Africa.
At large firms, you're assigned a junior who changes every year. At PayStream, you deal directly with an experienced director — by phone, email or WhatsApp — throughout our entire relationship.
Our pricing is structured to scale with your business — so your accounting costs stay predictable and within budget at every stage of growth.
Every query answered within one business day — usually much faster. When SARS sends a letter or a deadline looms, you need someone who picks up. We always do.
See how we compare against large accounting firms and doing it yourself.
| What You Need | PayStream | Large Firm | DIY / Software |
|---|---|---|---|
| Direct access to a senior accountant | ✓ | ✗ | ✗ |
| Scalable plans within budget | ✓ | ✗ | ✗ |
| 24-hour response guaranteed | ✓ | ✗ | ✗ |
| Full SARS compliance (EMP201, VAT, IRP5) | ✓ | ✓ | Partial |
| Proactive tax advice (not just compliance) | ✓ | Sometimes | ✗ |
| Scalable as your team grows | ✓ | ✓ | Limited |
| Competitive, transparent pricing | ✓ | ✗ | ✓ |
| CIPC & Company Secretarial | ✓ | ✓ | ✗ |
| Handles SARS correspondence directly | ✓ | ✓ | ✗ |
| WhatsApp access to your accountant | ✓ | ✗ | ✗ |
No surprises, no scope creep. Our plans are structured to scale with your business — so you always have full-service accounting at a cost that makes sense for your stage of growth.
Every PayStream client receives the same non-negotiable level of service — regardless of business size.
Your account is managed by a senior director, not handed to a junior. Every decision has a name behind it.
Deadlines are non-negotiable at PayStream. We track every SARS submission date and deliver before it, not on it.
Message your accountant directly on WhatsApp. No ticket systems, no waiting queues — just direct, human communication.
We flag issues before they become problems. SARS law changes, new compliance requirements — you hear it from us first.
Switching accountants is painless with PayStream. We request all records, handle the SARS representative appointment, and get everything running smoothly within days.
Clear, jargon-free monthly management accounts that actually tell you how your business is performing — not just a file drop.
Free consultation. No pressure. Tell us your budget and we'll build a plan around it.