/* PayStream design system — v3 (2026 rebuild) */
:root{
  --navy:#123350;--navy-d:#0c2238;--navy-l:#1c456b;--ink:#0a1f33;
  --gold:#e3910d;--gold-d:#b8740a;--gold-soft:#f6efe1;
  --paper:#fbfaf8;--paper-2:#f4f2ee;--white:#fff;
  --text:#1f2b38;--muted:#5f6f7f;--faint:#8a99a8;
  --line:rgba(18,51,80,.13);--line-soft:rgba(18,51,80,.07);--line-dark:rgba(255,255,255,.13);
  --serif:"Cormorant Garamond",Georgia,"Times New Roman",serif;
  --sans:"Outfit","Helvetica Neue",Arial,sans-serif;
  --wrap:1200px;--gut:32px;
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:var(--sans);font-size:16px;line-height:1.75;background:var(--paper);color:var(--text);overflow-x:hidden;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:inherit;text-decoration:none}
h1,h2,h3,h4{font-family:var(--serif);font-weight:700;letter-spacing:-.015em;line-height:1.12;color:var(--navy)}
h1{font-size:clamp(2.5rem,5.4vw,4.15rem)}
h2{font-size:clamp(1.9rem,3.4vw,2.85rem)}
h3{font-size:clamp(1.3rem,2vw,1.6rem)}
h4{font-size:1.12rem}
p{margin:0 0 1.05em}
p:last-child{margin-bottom:0}
strong{font-weight:600;color:var(--ink)}
::selection{background:var(--gold);color:#fff}
:focus-visible{outline:2px solid var(--gold);outline-offset:3px}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 var(--gut)}
.narrow{max-width:800px;margin:0 auto;padding:0 var(--gut)}
.icon{width:1em;height:1em;fill:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round;flex:none}

/* ── UTILITY BAR ── */
.util{background:var(--ink);color:rgba(255,255,255,.62);font-size:12.5px;letter-spacing:.01em}
.util-in{max-width:var(--wrap);margin:0 auto;padding:0 var(--gut);height:38px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.util a{display:inline-flex;align-items:center;gap:7px;transition:color .2s}
.util a:hover{color:var(--gold)}
.util-l,.util-r{display:flex;align-items:center;gap:26px}
.util .sep{opacity:.35}

/* ── NAV ── */
.nav{background:rgba(255,255,255,.96);backdrop-filter:blur(14px);border-bottom:1px solid var(--line);position:sticky;top:0;z-index:600}
.nav-in{max-width:var(--wrap);margin:0 auto;padding:0 var(--gut);height:78px;display:flex;align-items:center;justify-content:space-between;gap:28px}
.brand{display:flex;align-items:center;gap:11px;flex:none}
.brand-mark{width:38px;height:38px;background:var(--navy);display:flex;align-items:center;justify-content:center;flex:none}
.brand-mark span{font-family:var(--serif);font-size:1.05rem;font-weight:700;color:var(--gold);letter-spacing:-.03em}
.brand-name{font-family:var(--serif);font-size:1.6rem;font-weight:700;color:var(--navy);line-height:1}
.brand-sub{display:block;font-family:var(--sans);font-size:8.5px;font-weight:600;letter-spacing:.26em;text-transform:uppercase;color:var(--faint);margin-top:3px}
.menu{display:flex;align-items:center;gap:34px;height:100%}
.menu>li{list-style:none;height:100%;display:flex;align-items:center;position:relative}
.menu a.top{font-size:11.5px;font-weight:600;letter-spacing:.11em;text-transform:uppercase;color:#3d4d5c;display:inline-flex;align-items:center;gap:6px;height:100%;border-bottom:2px solid transparent;transition:color .2s,border-color .2s}
.menu a.top:hover,.menu a.top.on{color:var(--navy);border-bottom-color:var(--gold)}
.menu .caret{width:9px;height:9px;stroke-width:2.4;transition:transform .2s}
.menu li:hover .caret{transform:rotate(180deg)}
.mega{position:absolute;top:100%;left:50%;transform:translateX(-50%) translateY(10px);width:min(880px,92vw);background:#fff;border:1px solid var(--line);border-top:2px solid var(--gold);box-shadow:0 26px 60px -22px rgba(10,31,51,.34);padding:30px 34px;display:grid;grid-template-columns:repeat(4,1fr);gap:26px 30px;opacity:0;visibility:hidden;transition:opacity .2s,transform .2s,visibility .2s;z-index:610}
.menu li:hover .mega,.menu li:focus-within .mega{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0)}
.mega .rail-label{font-family:var(--sans);font-size:9.5px;font-weight:700;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);padding-bottom:9px;border-bottom:1px solid var(--line);margin-bottom:11px}
.mega a{display:block;font-size:13.5px;color:var(--text);padding:5px 0;line-height:1.45;transition:color .18s}
.mega a:hover{color:var(--gold)}
.mega .rail-label{font-family:var(--sans)}
.mega a.lead{font-family:var(--serif);font-size:1.05rem;font-weight:700;color:var(--navy);margin-bottom:2px}
.mega a.lead:hover{color:var(--gold)}
.mega p.note{font-size:12px;color:var(--muted);line-height:1.6;margin:0 0 8px}
.nav-cta{display:flex;align-items:center;gap:14px;flex:none}
.burger{display:none;background:none;border:1px solid var(--line);padding:9px 10px;cursor:pointer;line-height:0}
.burger .icon{width:20px;height:20px;color:var(--navy)}
.drawer{display:none;background:#fff;border-top:1px solid var(--line);max-height:78vh;overflow-y:auto}
.drawer.open{display:block}
.drawer a{display:block;padding:13px 0;font-size:13px;font-weight:500;color:var(--navy);border-bottom:1px solid var(--line-soft)}
.drawer .grp{font-size:9.5px;font-weight:700;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);padding:20px 0 6px;border-bottom:1px solid var(--line)}
.drawer .sub{padding-left:16px;font-weight:400;font-size:12.5px;color:var(--muted)}

/* ── BUTTONS ── */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:14px 28px;font-family:var(--sans);font-size:11px;font-weight:700;letter-spacing:.13em;text-transform:uppercase;border:1px solid transparent;cursor:pointer;transition:background .22s,color .22s,border-color .22s;text-align:center}
.btn .icon{width:13px;height:13px}
.btn-gold{background:var(--gold);color:#fff}
.btn-gold:hover{background:var(--gold-d)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--gold)}
.btn-line{background:transparent;border-color:var(--navy);color:var(--navy)}
.btn-line:hover{background:var(--navy);color:#fff}
.btn-ghost{background:transparent;border-color:rgba(255,255,255,.32);color:rgba(255,255,255,.9)}
.btn-ghost:hover{background:#fff;color:var(--navy);border-color:#fff}
.btn-sm{padding:11px 20px;font-size:10px}
.btns{display:flex;flex-wrap:wrap;gap:12px}

/* ── EYEBROW / RULES ── */
.eyebrow{display:flex;align-items:center;gap:12px;font-family:var(--sans);font-size:10px;font-weight:700;letter-spacing:.26em;text-transform:uppercase;color:var(--gold);margin-bottom:18px}
.eyebrow::before{content:"";width:26px;height:1px;background:var(--gold);flex:none}
.eyebrow.ctr{justify-content:center}
.eyebrow.light{color:var(--gold)}
.lead{font-size:18px;line-height:1.72;color:var(--muted);font-weight:300}
.lead strong{font-weight:500;color:var(--ink)}
.dim{color:var(--muted)}
.on-dark,.on-dark h1,.on-dark h2,.on-dark h3,.on-dark h4{color:#fff}
.on-dark .lead,.on-dark .dim{color:rgba(255,255,255,.66)}
.on-dark a.ul:hover{color:var(--gold)}
.hr{height:1px;background:var(--line);border:0;margin:44px 0}

/* ── SECTIONS ── */
.sec{padding:96px 0}
.sec-sm{padding:64px 0}
.bg-paper{background:var(--paper)}
.bg-white{background:#fff}
.bg-warm{background:var(--paper-2)}
.bg-navy{background:var(--navy)}
.bg-ink{background:var(--ink)}
.sec-head{max-width:720px;margin-bottom:56px}
.sec-head.ctr{margin-left:auto;margin-right:auto;text-align:center}
.sec-head h2{margin-bottom:18px}

/* ── HERO ── */
.hero{position:relative;background:var(--navy);color:#fff;overflow:hidden;border-bottom:3px solid var(--gold)}
.hero::after{content:"";position:absolute;inset:0;background:radial-gradient(1100px 520px at 12% 0%,rgba(255,255,255,.09),transparent 62%),radial-gradient(700px 400px at 100% 100%,rgba(227,145,13,.14),transparent 60%);pointer-events:none}
.hero-in{position:relative;z-index:2;max-width:var(--wrap);margin:0 auto;padding:96px var(--gut) 88px;display:grid;grid-template-columns:1.35fr .95fr;gap:72px;align-items:center}
.hero h1{color:#fff;margin-bottom:24px}
.hero h1 em{font-style:italic;color:var(--gold)}
.hero .lead{color:rgba(255,255,255,.74);font-size:19px;max-width:620px;margin-bottom:34px}
.hero .lead strong{color:#fff;font-weight:500}
.hero-note{margin-top:34px;padding-top:26px;border-top:1px solid var(--line-dark);display:flex;flex-wrap:wrap;gap:14px 34px}
.hero-note span{display:inline-flex;align-items:center;gap:9px;font-size:12.5px;color:rgba(255,255,255,.62)}
.hero-note .icon{width:14px;height:14px;color:var(--gold)}
.hero-panel{background:rgba(255,255,255,.055);border:1px solid var(--line-dark);padding:34px}
.hero-panel h2{font-family:var(--sans);font-size:10px;font-weight:700;letter-spacing:.22em;text-transform:uppercase;color:var(--gold);margin-bottom:20px}
.hero-panel ul{list-style:none}
.hero-panel li{display:flex;gap:14px;padding:15px 0;border-bottom:1px solid var(--line-dark);align-items:flex-start}
.hero-panel li:last-child{border:0;padding-bottom:0}
.hero-panel .icon{width:19px;height:19px;color:var(--gold);margin-top:3px}
.hero-panel b{display:block;font-family:var(--serif);font-size:1.22rem;color:#fff;line-height:1.25;font-weight:700}
.hero-panel small{display:block;font-size:12.5px;color:rgba(255,255,255,.55);line-height:1.55;margin-top:3px}

/* page hero (interior) */
.phero{background:var(--navy);color:#fff;border-bottom:3px solid var(--gold);position:relative;overflow:hidden}
.phero::after{content:"";position:absolute;inset:0;background:radial-gradient(900px 420px at 88% 0%,rgba(227,145,13,.13),transparent 62%);pointer-events:none}
.phero-in{position:relative;z-index:2;max-width:var(--wrap);margin:0 auto;padding:62px var(--gut) 72px}
.phero h1{color:#fff;max-width:16ch;margin-bottom:20px;font-size:clamp(2.2rem,4.4vw,3.5rem)}
.phero .lead{color:rgba(255,255,255,.72);max-width:660px}
.crumbs{display:flex;flex-wrap:wrap;align-items:center;gap:9px;font-size:11.5px;letter-spacing:.05em;color:rgba(255,255,255,.5);margin-bottom:22px}
.crumbs a:hover{color:var(--gold)}
.crumbs span{opacity:.45}

/* ── PILLARS ── */
.pillars{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:var(--line);border:1px solid var(--line)}
.pillar{background:#fff;padding:42px 38px;display:flex;flex-direction:column}
.pillar-n{font-family:var(--serif);font-size:2.1rem;color:var(--gold);line-height:1;margin-bottom:16px;font-weight:700}
.pillar h3{margin-bottom:12px}
.pillar>p{color:var(--muted);font-size:15px;margin-bottom:20px}
.pillar ul{list-style:none;margin-bottom:26px}
.pillar li{position:relative;padding:8px 0 8px 22px;font-size:14px;color:var(--text);border-bottom:1px solid var(--line-soft)}
.pillar li::before{content:"";position:absolute;left:0;top:17px;width:7px;height:1px;background:var(--gold)}
.pillar .go{margin-top:auto;font-size:11px;font-weight:700;letter-spacing:.13em;text-transform:uppercase;color:var(--navy);display:inline-flex;align-items:center;gap:8px;padding-top:6px}
.pillar .go .icon{width:13px;height:13px;transition:transform .2s}
.pillar .go:hover{color:var(--gold)}
.pillar .go:hover .icon{transform:translateX(4px)}

/* ── PLAIN CARD GRID ── */
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line)}
.grid3>.cell{background:#fff;padding:36px 32px}
.bg-warm .grid3>.cell{background:var(--paper)}
.cell .icon-lg{width:26px;height:26px;color:var(--gold);margin-bottom:18px}
.cell h3{font-size:1.28rem;margin-bottom:11px}
.cell p{font-size:14.5px;color:var(--muted)}
.cell a.ul{color:var(--navy);border-bottom:1px solid var(--gold);font-size:13px;font-weight:600}

/* ── LEDGER LIST ── */
.ledger{border-top:1px solid var(--line)}
.ledger li{list-style:none;display:grid;grid-template-columns:74px 1fr;gap:22px;padding:26px 0;border-bottom:1px solid var(--line);align-items:start}
.ledger .num{font-family:var(--serif);font-size:1.3rem;color:var(--gold);line-height:1.25;font-weight:700;white-space:nowrap}
.ledger h3{font-size:1.3rem;margin-bottom:8px}
.ledger p{font-size:14.5px;color:var(--muted);margin:0}
.on-dark .ledger,.on-dark .ledger li{border-color:var(--line-dark)}

/* ── STATS ── */
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line-dark);border:1px solid var(--line-dark)}
.stat{background:var(--navy);padding:34px 26px;text-align:center}
.bg-ink .stat{background:var(--ink)}
.stat b{display:block;font-family:var(--serif);font-size:2.5rem;color:var(--gold);line-height:1;font-weight:700}
.stat span{display:block;font-size:11px;letter-spacing:.13em;text-transform:uppercase;color:rgba(255,255,255,.52);margin-top:11px;line-height:1.5}

/* ── SPLIT ── */
.split{display:grid;grid-template-columns:1fr 1fr;gap:76px;align-items:center}
.split-copy h2{margin-bottom:20px}
.checks{list-style:none;margin-top:26px}
.checks li{display:flex;gap:13px;padding:11px 0;border-bottom:1px solid var(--line);font-size:14.5px;align-items:flex-start}
.checks .icon{width:16px;height:16px;color:var(--gold);margin-top:4px}
.on-dark .checks li{border-color:var(--line-dark)}

/* ── TABLE ── */
.tbl-wrap{overflow-x:auto;border:1px solid var(--line);background:#fff}
table{width:100%;border-collapse:collapse;font-size:14.5px;min-width:560px}
th{background:var(--navy);color:#fff;font-family:var(--sans);font-size:10px;font-weight:700;letter-spacing:.15em;text-transform:uppercase;padding:15px 20px;text-align:left}
td{padding:15px 20px;border-bottom:1px solid var(--line-soft);color:var(--text);vertical-align:top}
tbody tr:last-child td{border-bottom:0}
tbody tr:nth-child(even){background:var(--paper)}
td.y{color:#1f7a4d;font-weight:600}
td.n{color:#a33;font-weight:600}
.tbl-note{font-size:12.5px;color:var(--faint);margin-top:14px;line-height:1.7}

/* ── FAQ ── */
.faq{border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;padding:24px 44px 24px 0;font-family:var(--serif);font-size:1.24rem;font-weight:700;color:var(--navy);position:relative;line-height:1.35}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";position:absolute;right:8px;top:32px;width:11px;height:11px;border-right:1.6px solid var(--gold);border-bottom:1.6px solid var(--gold);transform:rotate(45deg);transition:transform .22s}
.faq details[open] summary::after{transform:rotate(-135deg);top:36px}
.faq .ans{padding:0 60px 26px 0;color:var(--muted);font-size:15px}
.faq .ans a{color:var(--navy);border-bottom:1px solid var(--gold)}

/* ── PROSE (long-form SEO copy) ── */
.prose{font-size:16.5px;line-height:1.82;color:var(--text)}
.prose h2{margin:52px 0 18px;font-size:clamp(1.6rem,2.6vw,2.1rem)}
.prose h2:first-child{margin-top:0}
.prose h3{margin:34px 0 12px;font-size:1.3rem}
.prose ul,.prose ol{margin:0 0 1.2em 0;padding-left:0;list-style:none}
.prose ol{counter-reset:po}
.prose li{position:relative;padding:9px 0 9px 28px;border-bottom:1px solid var(--line-soft)}
.prose ul li::before{content:"";position:absolute;left:2px;top:19px;width:9px;height:1px;background:var(--gold)}
.prose ol li::before{counter-increment:po;content:counter(po);position:absolute;left:0;top:9px;font-family:var(--serif);font-weight:700;color:var(--gold);font-size:.95em}
.prose a{color:var(--navy);border-bottom:1px solid var(--gold)}
.prose a:hover{color:var(--gold)}
.prose blockquote{border-left:2px solid var(--gold);padding:6px 0 6px 26px;margin:28px 0;font-family:var(--serif);font-size:1.35rem;line-height:1.5;color:var(--navy)}
.aside{background:var(--paper-2);border-left:2px solid var(--gold);padding:26px 30px;margin:34px 0}
.aside .rail-label{font-family:var(--sans);font-size:10px;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);margin-bottom:10px}
.aside p{font-size:14.5px;color:var(--text)}
.layout{display:grid;grid-template-columns:1fr 300px;gap:64px;align-items:start}
.rail{position:sticky;top:104px}
.rail-box{border:1px solid var(--line);background:#fff;padding:26px}
.rail-box+.rail-box{margin-top:20px}
p.rail-label{margin:0}
.rail .rail-label{font-family:var(--sans);font-size:9.5px;font-weight:700;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);margin-bottom:14px;padding-bottom:10px;border-bottom:1px solid var(--line)}
.rail a{display:block;font-size:13.5px;padding:7px 0;color:var(--text);border-bottom:1px solid var(--line-soft)}
.rail a:hover{color:var(--gold)}
.rail a:last-child{border-bottom:0}
.rail p{font-size:13.5px;color:var(--muted)}

/* ── ARTICLE CARDS ── */
.posts{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line)}
.post{background:#fff;padding:32px 30px;display:flex;flex-direction:column;transition:background .2s}
.post:hover{background:var(--paper)}
.post .kicker{font-size:9.5px;font-weight:700;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);margin-bottom:14px}
.post h3{font-size:1.3rem;margin-bottom:11px;line-height:1.25}
.post p{font-size:14px;color:var(--muted);margin-bottom:20px}
.post .go{margin-top:auto;font-size:11px;font-weight:700;letter-spacing:.13em;text-transform:uppercase;color:var(--navy);display:inline-flex;gap:8px;align-items:center}
.post:hover .go{color:var(--gold)}

/* ── CTA BAND ── */
.band{background:var(--ink);color:#fff;padding:78px 0;border-top:3px solid var(--gold)}
.band-in{max-width:var(--wrap);margin:0 auto;padding:0 var(--gut);display:grid;grid-template-columns:1.4fr auto;gap:52px;align-items:center}
.band h2{color:#fff;margin-bottom:14px}
.band p{color:rgba(255,255,255,.62);max-width:560px;font-size:16.5px}

/* ── FORM ── */
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 22px}
.field{margin-bottom:20px}
.field.full{grid-column:1/-1}
label{display:block;font-size:10px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--muted);margin-bottom:7px}
input,select,textarea{width:100%;font-family:var(--sans);font-size:15px;color:var(--text);background:#fff;border:1px solid var(--line);padding:13px 15px;outline:none;transition:border-color .2s}
input:focus,select:focus,textarea:focus{border-color:var(--gold)}
textarea{min-height:140px;resize:vertical;line-height:1.65}
.form-note{font-size:12.5px;color:var(--faint);margin-top:14px;line-height:1.65}
#fmsg{display:none;padding:14px 18px;font-size:14px;margin-bottom:20px;border-left:2px solid var(--gold);background:var(--gold-soft);color:var(--navy)}
#fmsg.bad{border-color:#a33;background:#fdf0f0;color:#8a2222}

/* ── FOOTER ── */
.foot{background:var(--ink);color:rgba(255,255,255,.5);padding:76px 0 0;font-size:13.5px}
.foot-grid{max-width:var(--wrap);margin:0 auto;padding:0 var(--gut);display:grid;grid-template-columns:1.6fr 1fr 1fr 1fr;gap:52px;padding-bottom:56px}
.foot .rail-label{font-family:var(--sans);font-size:9.5px;font-weight:700;letter-spacing:.2em;text-transform:uppercase;color:rgba(255,255,255,.34);margin-bottom:18px}
.foot a{display:block;color:rgba(255,255,255,.5);padding:5px 0;transition:color .2s}
.foot a:hover{color:var(--gold)}
.foot .brand-name{color:#fff}
.foot .about{color:rgba(255,255,255,.45);line-height:1.75;margin:18px 0 22px;max-width:34ch}
.foot address{font-style:normal;line-height:1.85;color:rgba(255,255,255,.5)}
.foot-bar{border-top:1px solid rgba(255,255,255,.08)}
.foot-bar-in{max-width:var(--wrap);margin:0 auto;padding:22px var(--gut);display:flex;justify-content:space-between;align-items:center;gap:18px;flex-wrap:wrap;font-size:11.5px;color:rgba(255,255,255,.3);letter-spacing:.05em}
.foot-bar a{display:inline;color:rgba(255,255,255,.35)}

/* ── FLOATING ── */
.wa{position:fixed;right:22px;bottom:22px;width:54px;height:54px;background:#25D366;display:flex;align-items:center;justify-content:center;z-index:900;border-radius:50%;box-shadow:0 8px 26px -6px rgba(37,211,102,.55)}
.wa .icon{width:27px;height:27px;color:#fff;stroke:none;fill:currentColor}
.wa:hover{background:#1da851}
#top{position:fixed;right:24px;bottom:88px;width:42px;height:42px;background:var(--navy);color:#fff;display:none;align-items:center;justify-content:center;z-index:890;border:0;cursor:pointer}
#top.on{display:flex}
#top .icon{width:15px;height:15px}
#cookie{position:fixed;left:0;right:0;bottom:0;background:rgba(10,31,51,.97);border-top:2px solid var(--gold);padding:15px 24px;z-index:950;display:flex;align-items:center;gap:20px;flex-wrap:wrap;justify-content:center}
#cookie p{color:rgba(255,255,255,.62);font-size:12.5px;margin:0}
#cookie a{color:var(--gold);border-bottom:1px solid rgba(227,145,13,.5)}
#cookie button{background:var(--gold);color:#fff;border:0;padding:9px 20px;font-size:10px;font-weight:700;letter-spacing:.13em;text-transform:uppercase;cursor:pointer;font-family:var(--sans)}
.skip{position:absolute;left:-9999px;background:var(--gold);color:#fff;padding:12px 20px;z-index:999}
.skip:focus{left:12px;top:12px}

/* ── REVEAL (JS-progressive, safe without JS) ── */
.js .rv{opacity:0;transform:translateY(20px)}
.js .rv.in{opacity:1;transform:none;transition:opacity .7s ease,transform .7s ease}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}.js .rv{opacity:1;transform:none}}

/* ── RESPONSIVE ── */
@media(max-width:1080px){
  .menu{gap:24px}.hero-in{gap:48px}.layout{grid-template-columns:1fr;gap:48px}.rail{position:static}
}
@media(max-width:940px){
  .menu,.nav-cta .btn{display:none}
  .burger{display:block}
  .hero-in{grid-template-columns:1fr;padding:64px var(--gut) 60px;gap:44px}
  .split{grid-template-columns:1fr;gap:44px}
  .grid3,.posts{grid-template-columns:1fr}
  .stats{grid-template-columns:repeat(2,1fr)}
  .band-in{grid-template-columns:1fr;gap:30px}
  .foot-grid{grid-template-columns:1fr 1fr;gap:38px}
  .util-l .hide-m,.util-r .hide-m,.util .sep{display:none}
}
@media(max-width:680px){
  :root{--gut:20px}
  .sec{padding:64px 0}
  .pillars,.grid2{grid-template-columns:1fr}
  .pillar{padding:32px 26px}
  .form-grid{grid-template-columns:1fr}
  .foot-grid{grid-template-columns:1fr;gap:34px}
  .util-in{justify-content:center}
  .util-l{display:none}
  .prose{font-size:16px}
  .faq summary{font-size:1.1rem;padding-right:36px}
  .faq .ans{padding-right:0}
  .ledger li{grid-template-columns:62px 1fr;gap:14px}
  .ledger .num{font-size:1.15rem}
}
@media print{.nav,.util,.wa,#top,#cookie,.band,.foot{display:none}body{background:#fff}}